Now that I’m into the nitty gritty of writing out my plan, it’s time to look at the different categories I need to cover. Mine are slightly different than those found at The Art of Nonconformity, and that’s okay. My plan needs to work for me; not for Chris.
I’m using the following categories to structure my plan:
Health, Friends and Family, Spiritual, Learning, Financial (Earning), Financial (Saving), Financial (Giving), Marriage, and Blogging.
I used Writing/Photography in 2011 which seemed too limiting for me. I’ll be including Photography under Learning and Writing under Blogging since that’s essentially what I do. I’ve included Marriage as a category because it’s the basis for what I do as a mom every day. My life as a mom started after marrying my husband. My children will learn about relationships by watching my husband and I work issues out on a daily basis.
Here are two examples of categories that I written out for my 2012 plan. This time, I worked on making my goals measurable and wrote out specific action steps for achieving them. My next step is ensuring I have deadlines in place where needed to keep me on track with the plan.
- Lose 10 lbs.
- Maintain good dietary and healthy habits
- Run 5 K in April with Lisa
- Keep an exercise and food diary in a notebook in the kitchen
- Exercise daily
- Run 3 to 4 x weekly
- Drink 4 32 oz. containers of water daily
- Take vitamins daily
- Stretch daily
- Do situps daily
- Weight work daily – alternate between arms and legs
- Eat healthy
- no refined foods
- grassfed, pastured meat
- healthy fats
- make mineral-rich bone broth weekly
- get liver into diet
- eat cultured, fermented foods daily
Financial (Saving) 2012
- 5% under budget in categories
- Put extra $1 K into savings
- Put extra $1 K into retirement
- Pay down home equity loan (need amount)
- Maximize programs to save money on tuition for children’s school – put in place by end of January
- Maximize programs for saving money for college- put in place by end of January
- Review budget in December/January and look for areas to cut
- Look at new service providers for utilities
- Use space heaters during the day instead of furnace to save on oil
- Review budget with Greg monthly
- Credit card charges only for utility providers and gas on Upromise card (goes into 529 plan)
- Write up specific plan for gifts for year and shop during year
- Needs only grocery spending in January and February
- Use tax refund to pay down home equity loan or car loan – look at amounts
- Roll over Sharebuilder accounts for kids into Coverdell accounts
- Roll over IVC 401K into IRA
What categories would you include in a plan for 2012?