50 ways to leave your debt behind

by Barb on March 4, 2011

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When I first started learning about frugality online, one of the first email lists I joined was Laine’s List. I’m not sure that was the original name of the list, and I can’t tell you where I found out about Laine’s List. Maybe I heard about it through the Creative Budget group on Yahoo groups.

No matter, I’ve been a subscriber to her list for a long time. If you’re not familiar with Laine, she’s a Christian woman with health issues living with her husband in California. They have four children. Her husband makes very little money as a construction worker; his take home pay is $29,000.

My favorite post has always been her list of 50 ways she helped her husband to pay off their mortgage debt. It’s an amazing story spread out over a number of years.

With the increase in the cost of gas causing an increase in the cost of almost everything else, I’m feeling inspired and challenged to work my way through Laine’s list of 50 ways they paid off their house. Not everything will apply to my family, and I know I’ll find myself re-evaluating financial choices in light of world events and the current economic situation.

I’m going to walk through the list starting next week. The first step is tithing. Your homework is to read Home Economics: 50 Ways We Paid off Our House on One Income. (lainesletters.com/letters.html)

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Meet Barb

Barb Hoyer has written 3510 posts.

After working in the fundraising world for over ten years, Barb is an avid runner, writer, photographer, parent volunteer, and lover of dictionaries and thesauruses. Wife to an engineer and mom to 5 kids, Barb lives in the suburbs of Philly. Her idea of relaxation is an afternoon on the couch with a stack of books.

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Janet March 4, 2011 at 12:22 pm

Thanks for sharing that. I look forward to reading through it all. I’m sure there are lots of great ideas to glean.
Janet recently posted..5 Minute Finances- Daily Checkbook Check

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babhoyersh March 7, 2011 at 2:14 pm

Did you get to the part where she shared about paying off their car loan? I felt a bit frivolous reading it, but determined to be more disciplined about our spending and budget.

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